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Hello, My Name is Ken Gogan. For 20 years prior to obtaining a real estate license I was an investor. Buying and selling properties all over New Hampshire, I was frustrated with the business as usual mentality of many traditional brokerage companies. With the benefits available through the power of the internet, savvy buyers and sellers are looking better model that is long overdue. Real estate of New Hampshire offers a model suited to today’s market. I utilize the latest in technology as well as best of the traditional tools that still do apply.

I want to be an Independent Broker. Why, be accountable to anyone other then my client a broker affiliated with a franchise comes with the consistent time consuming distractions a corporate structure demands. All that corporate competitions offer the consumer is a reason other then the client to close the deal. Without these outside obligations my total loyalty is dedicated to my clients.

My business is built mainly on a referral basis. Referrals are the #1 indicator my previous clients knew that my services were delivered held accountable to a high standard.

Please feel free to ask me to show you how and why my experience and abilities are superior to my completion.

Best of all, as a seller you keep more of your precious equity. As a buyer, you can rest assured that no stone will be left unturned to find the right home at the right price to meet your present and future needs.

 

Sep 28, 2007

Astonishing NUMBERS!!! GREAT JOB!

Young adults earning at least $75,000 are buying more homes faster than either their parents or grand parents did at the same age. Nearly half of generation X home owners, born from 1965-1976, and 36% of echo boomers have already owned between two and five homes. By 2010, many of the country's 72 million echo boomers, born from 1977 to about 1994, will be buying homes. You don't have to earn $75,0000 in order to buy your first home. Call or e-mail and I can help you get qualified whether your searching in greater Nashua or elshwere in New Hampshire!

| Nashua Astonishing NUMBERS!!! GREAT JOB!

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Aug 20, 2007

Time to think before you act.

Lenders are getting testy. Standards have tightened in the loan industry and even borrowers with good credit and a down payment will be viewed with much more scrutiny when applying for a mortgage; more so than even a few months ago. Here are four rules that apply in today's marketplace in order to get that home you want. PUMP UP YOUR CREDIT SCORE. Black marks, such as late payments or unpaid tax bills remain on your credit for seven years--even if you pay them off. Paying down other loans and reducing your credit lines can improve your score in the short run. If you have a credit card you don't use very often cancel it. BRING PROOF. The days of "stated income" loans, in which lenders don't require you to document what you make, are over. If your employed be prepared to show your W-2 form for the previous year, and if your self employed, be prepared to show your tax returns for the past three years. Other, assets may require documentation too. If you recently received money in a divorce settlement, you may be asked to show the decree. INCREASE YOUR DOWN PAYMENT. The more money you put down, the better your chances for qualifying for a loan. DECREASE YOUR LOAN AMOUNT. Don't buy more house than you need. Conforming loans under:
     
     
     
     
     
     
     
     
     
     
     
     
     
     

     
1.
1-Family house: $417,000.00

     
2.
2-Family house: $533,850.00

     
3.
3-Family house: $645,300.00

     
4.
4-Family house: $801,950.00
are easier for lenders to sell in the secondary market and therefore easier to approve. Talk to your lender before making a commitment to them. Make sure you get a Good Faith Estimate in writing

| Nashua Time to think before you act.

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